{"id":143,"date":"2022-12-22T04:00:00","date_gmt":"2022-12-22T10:00:00","guid":{"rendered":"https:\/\/www.premierinsuranceagency.com\/blog\/?p=143"},"modified":"2022-12-22T13:38:01","modified_gmt":"2022-12-22T19:38:01","slug":"its-against-the-law-to-drive-without-car-insurance","status":"publish","type":"post","link":"https:\/\/www.premierinsuranceagency.com\/blog\/its-against-the-law-to-drive-without-car-insurance\/","title":{"rendered":"It&#8217;s Against the Law to Drive without Car Insurance"},"content":{"rendered":"<p><span style=\"color:#333333\">Do you live in or near the Detroit, MI area? Are you a licensed driver? The Premier Insurance Agency can provide the car insurance you need.<\/span><\/p>\n<p><span style=\"color:#333333\">Vehicle insurance, also called auto insurance, car insurance, or motor insurance, protects road vehicles such as cars, motorcycles, and trucks. It offers financial protection against bodily injury or physical damage that results from traffic accidents and against the liability that could result.<\/span><\/p>\n<p><span style=\"color:#333333\">Some types of car insurance offer protection against car theft, damage to the car resulting from events, not traffic accidents, like keying, natural, or weather disasters, or damage sustained by collisions with stationary objects. The specific terms of a car insurance policy will vary with regulations in each area of the country.<\/span><\/p>\n<p><span style=\"color:#333333\">State laws set the minimum amount of coverage and the type of coverage needed for auto insurance. But minimums are not always the right amount of coverage for you. <\/span><\/p>\n<p><span style=\"color:#333333\">Generally, most states will require drivers to have enough coverage to pay for injuries or damages to others and their property if they are at fault. The coverage most states require are:<\/span><\/p>\n<ul>\n<li><span style=\"color:#333333\">Bodily injury coverage<\/span><\/li>\n<li><span style=\"color:#333333\">Property damage coverage<\/span><\/li>\n<li><span style=\"color:#333333\">Uninsured motorist coverage<\/span><\/li>\n<\/ul>\n<p><span style=\"color:#333333\">Although the following types of coverage may not be required, they provide an extra layer of protection.<\/span><\/p>\n<ul>\n<li><span style=\"color:#333333\">Collision<\/span><\/li>\n<li><span style=\"color:#333333\">Comprehensive<\/span><\/li>\n<li><span style=\"color:#333333\">Emergency roadside assistance<\/span><\/li>\n<li><span style=\"color:#333333\">Mechanical breakdown insurance<\/span><\/li>\n<li><span style=\"color:#333333\">Medical coverage<\/span><\/li>\n<li><span style=\"color:#333333\">Rental reimbursement<\/span><\/li>\n<\/ul>\n<p><span style=\"color:#333333\">Car insurance is a legal requirement in 48 out of 50 states. You could face a hefty fine if caught driving without it or lose your driving privileges. It is not worth the risk.<\/span><\/p>\n<p><span style=\"color:#333333\">If you live in the Detroit, MI area, let the professionals at Premier Insurance Agency provide you with a quote or answer any questions you may have. <a href=\"http:\/\/www.premierinsuranceagency.com\/blog\">Contact<\/a> our team today. You will be glad you did.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Do you live in or near the Detroit, MI area? Are you a licensed driver? The Premier Insurance Agency can provide the car insurance you need. Vehicle insurance, also called auto insurance, car insurance, or motor insurance, protects road vehicles such as cars, motorcycles, and trucks. It offers financial protection against bodily injury or physical [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[5,6],"class_list":["post-143","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-detroit-mi","tag-premier-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.premierinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/143","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.premierinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.premierinsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.premierinsuranceagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.premierinsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=143"}],"version-history":[{"count":1,"href":"https:\/\/www.premierinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/143\/revisions"}],"predecessor-version":[{"id":144,"href":"https:\/\/www.premierinsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/143\/revisions\/144"}],"wp:attachment":[{"href":"https:\/\/www.premierinsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=143"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.premierinsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=143"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.premierinsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=143"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}