Business interruption insurance is a product you can add to your commercial insurance policy to protect you from financial losses should your business be interrupted for any reason. 

At Premier Insurance Agency, we want business owners in Detroit, MI to be covered for every risk and loss. If you worry about shutting down suddenly, you will want to consider business interruption insurance.

How to Know You Need Business Interruption Insurance

You need business interruption insurance if you worry about your business closing suddenly. There are a number of things that could cause this to happen.

•    Extreme weather
•    Extreme news
•    Damage from neighboring structures or businesses
•    Client losses
•    Supply chain disruption

Most businesses can not survive when the doors close for an extended and unknown period. Any major interruption to your everyday course of business could close you down, or devastate you financially for years.

What Does Business Interruption Insurance Cover?

Business interruption insurance covers the costs you would incur if your business shutdown. That is almost everything. 

Business interruption insurance will cover the loss of your payroll and other operating costs. You will have your rent or mortgage bills paid, utilities, alarm system, property taxes, and even relocation of your business if you need to do that.

You will never know if you need business interruption insurance until you need it. It’s an expense you may not even notice, but for the peace of mind, you will purchase by having it.

Get a Quote

When you have a business in Detroit, MI, you have a lot to worry about. At Premier Insurance Agency, we can help you to build the commercial insurance policy that will give you the peace of mind you need to protect against these risks. Call us for a quote today.