Three things to know about auto insurance in Michigan

Michigan motorists need to understand the auto insurance requirements that they need to meet. Premier Insurance Agency is an auto insurance provider that can insure vehicle owners in Detroit, MI. 

The following are three things that motorists need to know when it comes to auto insurance in Michigan. 

Personal Injury Protection (PIP) coverage is required in Michigan.

Personal injury protection coverage is an essential type of auto insurance coverage that most Michigan auto insurance policies must include. This type of coverage covers the policyholder and their passengers for medical care costs resulting from injuries sustained in an accident. 

Opting out of paying for PIP coverage for motorists who meet certain health insurance coverage requirements is only possible. 

Property damage and bodily injury coverage are required in Michigan.

In Michigan, motorists must carry some liability coverage on their auto insurance policies. 

Michigan auto insurance policies must include at least $50,000 in liability coverage for bodily injury costs per person in an accident. Policies must include at least $10,000 in property damage coverage per accident. 

Michigan motorists can face severe consequences for driving without insurance.

There are numerous consequences that motorists could potentially face if they are pulled over while driving without insurance. Michigan motorists may have their license suspended if they fail to carry adequate coverage while driving. They could also face heavy fines for driving without insurance. 

At Premier Insurance Agency, we can answer any questions you have about auto insurance in Detroit, MI. Get in touch with us to learn about your auto insurance options. We can provide you with a quote on an auto insurance policy that will meet Michigan’s insurance coverage requirements.