Should I get RV coverage through my auto provider?

RV and auto insurance are two different things. Many auto insurance providers in Detroit, MI who cover your everyday vehicles will also offer coverage for your RV, but they might not always be offering coverage as good as what you could get from a specialty insurance provider. Unlike with many types of vehicles, you don’t need to go through a specialty insurer, though. So of course, Premier Insurance Agency will look through all of the insurance providers who offer RV insurance and will match you to the best deal, whether or not that happens to be a provider that specializes in RV coverage.

Even among RV’s, there are two different types of coverage available, campers and RV’s. These are two different classes of insurance because they’re two very different things. A camper can be a trailer with no actual motor in it while an RV is an actual vehicle. What they have in common is that neither are just regular vehicles, and their insurance needs are comparable to home insurance. You’re not just protecting the auto. You’re protecting what’s in it. For many, an RV is like a home away from home, and they may have the same sentimental attachment to it as they do their stationary home.

If an insurance company specializes in RV coverage, then there is a good chance that they will have a better understanding of what you need and what RV owners expect from their providers, but this might not always be the case. Finding the right insurer in Detroit, MI is like finding the right job: There’s no objective best, just the best for your needs.

Premier Insurance Agency looks at all the options to get you the best plan. Reach out to our offices to speak with an agent and get started on an RV insurance policy.