Is Motorcycle Insurance Required in Michigan?

If you live in Detroit, MI, having a motorcycle is very important. You will have an opportunity to use your bike to avoid traffic and commute to work with ease. You can also use your bike to have fun on weekends out as you ride with your friends in the neighborhood. However, according to Premier Insurance Agency, you must have motorcycle insurance in Michigan. 

Liability Motorcycle Insurance

In Michigan, the law requires that you have motorcycle insurance to cover the likelihood of the liabilities that will occur in a motorcycle crash. The insurance coverage will help in covering bodily injuries, death of persons involved, and damages to various properties.

Just like any other insurance, your motorcycle insurance policy will come into play if you’re at fault. However, if you didn’t cause the accident, you will not be required to pay any insurance expenses, and the other party can be forced to pay you instead. 

Motorcycle Insurance Penalties

As highlighted above, you must make sure that you have motorcycle insurance to cover the liabilities that you’re likely to cause on the road. The government enforces this law to have the funds to cater to the liabilities they have already caused.

However, there are people who have been driving in this region without motorcycle insurance. This is a very sensitive trend because it can easily cause you to incur some extreme financial penalties. You can also go to prison for misdemeanor and ignoring motorcycle insurance laws. 

Are You Looking for Motorcycle Insurance in Michigan?

If you have not purchased your motorcycle in Detroit, MI, it is very important that you get the necessary motorcycle insurance to avoid being on the wrong side of the law. At Premier Insurance Agency, we will help you in getting a motorcycle insurance policy that meets your cycling needs.