For those that have a condo, condo insurance is a great way to protect your investment and make sure that if something does happen, there is a way to get it repaired and to start over essentially. That being said, condo insurance is not as comprehensive as home insurance but it does cover plenty of eventualities. For those that live in the Detroit, MI area, the agents with Premier Insurance Agency can help you to determine what coverage you need and just what your coverage is going to protect.
For the most part, condo insurance does cover the basics that a home policy would cover. Things like fire, break in and other damages are almost always covered as are basic storm damages. This does not mean things like hurricane damage or flooding damage, but basic damage from things like wind, thunderstorms, hail storms and even winter storms are almost always covered. These types of coverages are to make sure that your condo is going to be in tip-top shape even if storms come through.
These policies often cover basic storm damage as would a typical home policy but they may cover it in a lesser capacity and with a more restricted list of storm damages that you can claim. For the most part, if you are renting, you do not have to worry about this type of coverage or this type of repairs as this will fall to the owner of the condo to maintain. For those that live in the Detroit, MI area, the agents with Premier Insurance Agency can help you find the coverage that is going to protect you from all the pertinent storm damages that you may experience in your condo no matter what so you can always feel safe and covered.