As your home is one of the most valuable investments you’ll ever make it is important to do what you can to protect it. This is done through the homeowner’s insurance. When you live around metro Detroit, MI there are a number of home owner’s insurance options you need to consider. In fact, here are just a handful of the options Premier Insurance Agency can connect you with.
Flooding Insurance
There are times it seems like it is either always snowing or always raining in metro Detroit. However, when the snow finally begins to thaw it can leave you with a substantial amount of water on your property. Depending on the foundation of your property you may face possible flooding (especially if you have one of those classic Michigan basements). Additionally, your plumbing is at risk of freezing. Protect your property with flooding insurance.
Extra Liability Insurance
Getting out to shovel your drive and lay down salt on the sidewalk is sometimes a challenge. You may need to get out to work and not have time to shovel the sidewalk. Then, if it continues to snow and people walk through the path, their boot prints will leave icy tracks. Should someone slip on that ice in front of your property you may be held responsible. Instead of paying the legal fees out of pocket additional liability insurance can help cover and protect you.
Finding the right kind of home insurance add-ons and additions is important. Every home is different so you will want to educate yourself on what all is available and what fits your particular property’s needs. When living in and around metro Detroit the team at Premier Insurance Agency can assist you. All you need to do is give them a call at your earliest convenience.
