If you own a motorhome, you more than likely purchased it in the first place to relax with your family and other loved ones while enjoying a sense of peace and tranquility heading out on the open road. To fully enjoy the peace of mind that can come with camping and traveling in a motorhome with the ones you love, you will need to have a motorhome insurance policy. The agents at the Premier Insurance Agency in Detroit, MI can help you understand the coverage this type of policy will provide.
What Does Motorhome Insurance Cover?
Motorhome liability insurance is required by the state of Michigan since you will be driving your motorhome on public streets and highways. This will cover any damage you cause in an accident with another driver, including any injuries to the other driver and their passengers.
Comprehensive and Collision Insurance
In addition to liability insurance, you will want comprehensive coverage on your motorhome since it is a second home for you and your family. This type of coverage will help pay for any damage to your motorhome if it is involved in a fire, damaged by a natural disaster, or suffers some damage from an act of vandalism. This type of coverage will also assist you in replacing your motorhome if it happens to be stolen.
You also want to have collision insurance if you have an accident involving another vehicle or even a stationary object. Remember that your lender will likely require both collision and comprehensive insurance if you still owe money on your motorhome.
There may be other coverage options that you will want to consider, which the experienced and trustworthy agents at the Premier Insurance Agency in Detroit, MI can assist you with. Call for an appointment today!