Here at Premier Insurance Agency, we understand that your classic car is more than just transportation. Serving the Motor City of Detroit, MI for more than 15 years has taught us to appreciate your classic car as the treasured collectible and investment it is.
A standard auto insurance policy may be fine for your daily driver, but when it comes to something that you have likely spent hours of time restoring or preserving it is worth doing a little more. We offer specialty insurance policies specifically designed for the collector vehicle you cherish.
State Requirements
Michigan – like all other states in the U.S.A. – requires that you carry a specific minimum of insurance to drive a vehicle legally. Both bodily injury coverage that protects against physical injury and property damage coverage that protects the vehicles themselves is required in the state of Michigan.
Additional Coverage
All drivers can benefit from having additional levels of coverage. This is even more true for classic car owners. These cars can be much more difficult to repair in the event of damage or loss.
Owners of classic cars should consider additional collision coverage beyond what is required. Collision coverage provides a monetary reimbursement to cover the cost of damage incurred to your precious collectible in an accident. While there may be a deductible for which you are responsible, it pales in comparison to cost without coverage.
Also, you may want to get comprehensive coverage. This protects against loss or damage incurred due to things such as fire, vandalism, and/or theft.
Contact Premier Insurance Agency at 866-680-SAVE (7283) to discuss your needs for insuring your classic car as well as all your insurance needs with an agent today. Serving the state of Michigan with 11 convenient locations across the state including Flint, Kalkaska, and Detroit, MI.
